Dear lived-in Customers,

Thank you for your continuous support. By visiting website and using the lived-in Community App, you hereby agree’s and lived-in Community App’s Privacy Notice as follows:


What Personal Information Do We Collect?

If you choose to transact at website and lived-in Community App i.e. for subscription of any products and / or services or use of website and lived-in Community App, you will be asked to provide your personal information through our enquiry form which may include but not be limited to name, identification card number, mailing address, phone number(s), email address(es), contact preferences. Where you intend to use website and lived-in Community App for purposes of making transactions involving online payments, your debit card, credit card, online banking FPX and e-wallet information may also be collected for the purpose of processing your payments. The list of transactions is non- exhaustive and such information given to or obtained by us through such transactions shall collectively be known as “Personal Data”.

You will also be required to explicitly provide your consent to the provision of your personal information aforementioned in the form and manner as indicated in the registration process, failing which you will not be able to subscribe for the products and / or services or register for the use of our website

When you transact with website and lived-in Community App, we may collect or receive and store certain personal non-identifiable information. Such information is collected passively using various technologies and for now cannot be used to specifically identify you. This information may include:-

  • device-specific information such as hardware model, operating system version, unique device identifiers, mobile network information, memory, sound card data, Internet Protocol (IP) address;
  • cookies that may uniquely identify your browser;
  • details of how you access and/or use website and lived-in Community App for example your search queries;
  • total number of visitors accessing and/or using and lived-in Community App;
  • diagnostic and usage data generated by your device;
  • how you and other users use and interact with and lived-in Community App, even if you are not registered at or signed in.
  • details whether you open, read, or delete messages sent via targeted marketing which includes web beacons, cookies or similar technologies.

The above is collectively known as “Non-Personal Information”. If we do combine Non- Personal Information with Personal Data, the combined information will be treated as Personal Data for as long as it remains combined.

If you do not wish for your Personal Data to be collected via cookies, you may deactivate cookies by adjusting your internet browser settings to disable, block or deactivate cookies, by deleting your browsing history and clearing the cache from your internet browser.


How Do We Use Your Personal Information?

Your personal information will be used or processed for the following purposes:-

  • Assessing your application or continued provisioning of the products and / or services (whichever is applicable);
  • Finance operation including verifying and processing payment, billing and billing enquiries;
  • Customizing advertisements and content on website and lived-in Community App;
  • Responding to your enquiries;
  • Research purposes including historical and statistical purposes and analysis;
  • General operation and maintenance of the products and / or services provided including audit and its related website(s);
  • Verification purposes;
  • Matching any data held by website and lived-in Community App relating to you from time to time;
  • Provide you with regular communications from website and lived-in Community App relating to the products and / or services provided;
  • Investigation of complaints, suspected suspicious transactions and research for service or products improvement;
  • administer your participation in contest organised by website and lived-in Community App;
  • credit checking with credit bureau, credit rating agency or credit reporting agency;
  • conduct market research and using such analysis for website and lived-in Community App’s business plans, the enhancement of website and lived-in Community App’s products and/or services, targeted advertisements and conveying such unidentified information in broad aggregated terms of lived-in or its affiliates, Authorised Third Party and/or third parties who have or propose to have business dealings with website and lived-in Community App; and
  • to provide you with website and lived-in Community App’s latest information, promotions and latest updates, special offers as well as marketing and advertising materials.

The above shall collectively be referred to as “Purposes” in this Privacy Notice.

By submitting your information to website and lived-in Community App, you hereby consent and authorize website and lived-in Community App to process and verify any information about you from any third party, especially credit bureau or credit reference agencies, which website and lived-in Community App may require in connection with your application for any of website’ and lived-in Community App’s products and/or services and/or review of the existing account with website and lived-in Community App. Such consent and authorization will extend to any information obtained from any of the account(s) presently maintained for you, any new application for any form of services rendered or products provided by website, such historical financial or credit records, data or information whether or not provided personally or by any other sources relating to you which was collected, received, captured, compiled, secured and/or obtained by lived-in through or by whatever means or methods or forms.


Disclosure of Your Personal Information

If you choose to register and transact with website and lived-in Community App, your personal information may be shared where necessary and only on a need to know basis with other entities within lived-in so as to serve you in the most efficient and effective manner. An example might be in terms of resolving or addressing complaints that require escalation to other lived-in’s subsidiaries or agencies. Lived-in may disclose your personal information to the following parties for the purposes stated above:-

  • lived-in’s service providers or agents who are involved in providing the products and / or services;
  • Third parties (including those overseas) who provide data processing services;
  • Any credit reference agencies or, in the event of default, any debt collection agencies;
  • Any person, who is under a duty of confidentiality to which has undertaken to keep such data confidential, which lived-in has engaged to fulfil its obligations to you; and
  • Any actual or proposed assignee, transferee, participant or sub-participant of lived-in’s rights or business.

Your personal information will not be disclosed to any unauthorized third party. Your personal information may be disclosed due to reasons of law, legal process, litigation, and/or requests from public and governmental authorities and any disclosure will be to such public and governmental authorities only. We may also disclose information about you if we determine that disclosure is necessary or appropriate for purposes of national security, law enforcement, or other issues of public importance.

If you would like to request access or correction of your personal information or where you elect to limit website and lived-in Community App right to process your personal information, you may contact website and lived-in Community App personnel or email at Any request for access to correct personal information may be subjected to a fee and also to applicable provisions in the PDPA.

However, we reserve the right to decline requests which jeopardize the security and privacy of the personal information of others as well as requests which are impractical or not made in good faith. We may review and update this Privacy Notice from time to time to reflect changes in the law, changes in our business practices, procedures and structure, and the community’s changing privacy expectations. The latest version of the Privacy Notice will be made available at

If you have any queries or complaints about this Privacy Notice, you can contact us at

In the event of any conflict between the English and other language versions, the English version shall prevail.